In order to qualify for federal loans a Free Application for Federal Student Aid (FAFSA) has to be completed and aid is granted in relation to student need, tuition rates on the college, and other factors. I must add, I have never had any type of emotional disorder in my life and am a skeptic of anti-depressants. Cocci are sphere-shaped bacteria and can include streptococci, which can be chains of cocci bacteria, and staphylococci, which can be clusters of cocci bacteria1.